Velocity builds stablecoin treasury tools for CFOs

Velocity, a 13-month-old stablecoin infrastructure startup, is building treasury tools for chief financial officers and treasurers to manage cross-border liquidity, programmable wallets and yield-bearing stablecoins. The platform aims to make on-chain accounts operate like traditional treasury accounts while integrating regulated custody, API and GUI onboarding, and global payment corridors.

According to Eric Queathem, co-founder and CEO, the company focuses on treasury infrastructure because many corporate problems that appear to be payments issues are actually capital-management problems, including delayed settlement windows, fragmented banking relationships and trapped cash that forces finance teams to hold excess liquidity in many accounts. Queathem described the issue as “the cause may be payments, but ultimately it’s a treasury optimization problem.”

Velocity’s platform converts fiat into stablecoins on-chain, routes funds across blockchains and payment corridors, and converts back to fiat where required, a process the company refers to as a “stablecoin sandwich.” The service supports API integrations for direct system connections and a graphical interface for manual onboarding. The company supports eight stablecoins across six blockchain networks and offers eight live fiat currencies, with roughly a dozen more corridors planned.

The company highlights capital optimization as a selling point. Velocity noted estimates that large sums of corporate cash sit in low- or zero-yield business accounts and presented a 3% yield example to illustrate potential returns from stablecoin-based yield infrastructure. Velocity currently enables yield and reward-sharing through stablecoins including USDG and AUSD and plans to add additional treasury-oriented decentralized finance products.

Velocity expects most firms to retain traditional banking relationships while using stablecoins for specific corridors and settlement operations, describing the future as a dual-asset environment. To address operational needs, the company abstracts crypto-native complexity by converting wallet addresses and blockchain mechanics into familiar treasury identifiers and workflows so fiat and on-chain assets can be managed under a single set of controls.

Security and custody are embedded in the platform. Velocity integrates regulated custodians and third-party custody providers so clients do not manage private keys directly. Queathem referenced historical financial crises and recent bank failures to contrast custody models and said regulated custody can reduce operational risk while supporting programmable treasury functions.

Adoption of enterprise stablecoin treasury services is at an early stage, with initial customers including payment networks, remittance firms, payment service providers and acquirers. Velocity’s roadmap includes expanding stablecoin and currency support, adding treasury yield products and building integrations that map on-chain flows into existing treasury systems. The company aims to help define the market for enterprise-grade stablecoin treasury services.