Top Stablecoin Payment Startups – June 2026

In June 2026 a group of stablecoin payment startups collectively raised hundreds of millions of dollars to build payment infrastructure, consumer apps and business rails. The GENIUS Act established a federal licensing framework that firms say reduced legal uncertainty and allowed more enterprises to run stablecoin settlement pilots for remittances, payroll, vendor payments and dollar consumer accounts.

Regulatory clarity from the GENIUS Act shortened enterprise sales cycles and enabled production deployments that previously stalled. Companies report that pilot timelines that once took a year or more are now completing in weeks, and banks and corporate treasuries have begun approving stablecoin pilots for operational use.

Mural Pay and Trace Finance are among the companies focused on B2B and payroll. Mural Pay offers a finance team interface that routes accounts payable and payroll over USDC rails in more than 70 countries without developer integration. Trace Finance closed a $32 million Series A led by CoinFund in June and is building regulated stablecoin settlement for the Brazil–US corridor and adjacent emerging-market routes.

In Latin America, consumer-facing platforms are expanding their dollar services. Bitso reported more than 9 million users and provides stablecoin savings, cross-border payments and enterprise payment products. Argentine neobank Lemon Cash has over 2 million users and offers USDT savings at about 7–9% annual yield and card spending features designed for peso-depreciation conditions. Colombian neobank Littio offers dollar accounts, yield and international card payments for users with remittance-driven dollar demand. Plasma One launched in mid‑June on a purpose-built Layer 1 blockchain, offering above-10% yield and an initial rollout focused on the Middle East; the project has backing from Peter Thiel and Bitfinex. KAST operates as a multi‑market platform targeting dollar demand in several emerging markets.

In Africa, established payments firms are rolling out stablecoin rails at scale. Yellow Card reports processing more than $6 billion across 35 countries and has partnerships with Visa and Mastercard. Paga processes over $11 billion annually and in June integrated Crossmint’s smart-contract wallet and USDC rails into its network. Flutterwave expanded its stablecoin settlement options through an investment and integration with Ripple, in a deal tied to a reported $3.2 billion valuation at Series E.

Enterprise infrastructure providers are combining multi-chain support with institutional client lists. Crossmint supports more than 50 blockchains, serves clients including major money transfer companies and operates in over 160 countries with roughly $23.6 million in funding. Orbital, a European orchestration provider with SOC 2 and ISO certifications and about $12 billion in annualized processing volume, announced a U.S. expansion after the GENIUS Act to serve payment service providers and remittance businesses.

Several market patterns were apparent in June 2026. Products designed for finance teams have gained traction over developer-first APIs for enterprise adoption. Companies with deep local compliance and banking relationships are operating across specific corridors rather than seeking immediate global coverage. Institutional partnerships with card networks and large money-transfer firms are being used to secure enterprise customers. Some infrastructure providers are adding programmable virtual cards and tools for automated payment agents.

Startups in this cohort are building for defined commercial uses: cross-border B2B payments, remittances, payroll and dollar-denominated consumer accounts in markets with limited local currency stability. Many firms highlighted regulatory compliance, institutional partnerships and local payment rails as core components of their commercial deployments.