Mid-tier XRP Holders Hit Record 332,230 Wallets

On-chain data from Santiment shows addresses holding at least 10,000 XRP climbed to a record 332,230. The rise has continued since June 2024 even as XRP is down 20.7% year-to-date.

Santiment defines these addresses as a mid-tier between retail wallets and institutional whales, typically held by individual investors and smaller funds. The firm reported that higher counts in this cohort generally reflect greater conviction among holders who are less focused on short-term price moves.

Santiment wrote: “This is especially notable because XRP has spent much of 2026 trading below previous highs, meaning many holders appear willing to accumulate during fear rather than chase momentum.”

The expansion has not been uninterrupted. Between Feb. 6 and Feb. 8 the cohort lost more than 4,500 addresses in its sharpest contraction since the trend began. Santiment linked that drop to a broader crypto market crash and a liquidation cascade on Feb. 5 and identified no XRP-specific catalyst for the outflow.

On price, XRP has recovered roughly 7.7% following market moves tied to the U.S.-Iran conflict but remains about 20.7% below its year-start level. Over the past 24 hours XRP fell 0.52% and was trading near $1.45 at the time of reporting.

Santiment noted that steady accumulation by this mid-tier can reduce the available supply over time and that similar patterns have sometimes preceded larger XRP moves in the past; the firm added that the pattern does not guarantee immediate price gains.