XDC Integrates Bridge for Near-Real-Time Stablecoin Rails

XDC Tech has integrated Bridge’s stablecoin infrastructure into the XDC Network to let developers settle trade‑finance invoices in near real time and assign individual IBAN and ACH endpoints to AI agents for autonomous payments.

The integration embeds Bridge’s full stack-fiat on‑ and off‑ramps, virtual accounts, multi‑currency custody and regulated stablecoin rails-behind a single API. Bridge, acquired by Stripe for $1.1 billion in February 2025, holds regulatory licenses across the US, EU and Latin America. Those licenses extend compliance functions such as KYC, KYB, sanctions screening and regulated custody to applications built on XDC through the API connection.

XDC and Bridge report stablecoin settlements on XDC reach finality in roughly two seconds and cost less than one hundredth of a cent per transaction. The setup routes fiat conversions through Bridge’s rails and settles value on XDC’s blockchain layer, bypassing multi‑day clearing and correspondent bank chains.

Developers building on XDC can accept dollars, euros and other fiat into Bridge virtual accounts and convert those flows to on‑chain stablecoins. Tokenized asset issuers can accept investor buy‑ins and execute cash‑outs to fiat using the same infrastructure. Bridge handles identity verification, business verification, sanctions checks and regulated custody for applications that use the connection.

XDC frames the integration as a foundation for agentic payments. Individual AI agents can receive dedicated IBAN or ACH endpoints tied to stablecoin settlement on XDC. Multi‑currency custody can hold USD, EUR and stablecoin balances at the same time. XDC’s support for ISO 20022 messaging allows agent‑initiated payments to carry structured messages compatible with SWIFT, SEPA and FedNow.

XDC Network has crossed $1 billion in tokenized real‑world asset value, with real‑world assets comprising about 71.5% of on‑chain composition by late June 2026. Credit assets such as corporate bonds and trade receivables represent roughly $860 million of that total. The Bridge integration connects that tokenized trade‑finance volume to regulated fiat rails at scale.

Atul Khekade, co‑founder of XDC Network, wrote in the announcement: “every layer of finance is being rebuilt for a world where software, not just people, initiates the payment” and added that the partnership “gives our ecosystem stablecoin infrastructure that already meets that bar.” Mai Leduc Blount, Head of Product at Bridge, wrote: “the networks that end up mattering most for stablecoin settlement will be the ones built for speed and finality from day one” and that “XDC’s infrastructure is exactly the kind of foundation this space needs as stablecoin volumes keep climbing.”

XDC states Bridge’s regulatory reach removes the need for jurisdiction‑by‑jurisdiction banking builds, which it says can accelerate moving products from concept to production. For participants already using XDC’s trade‑finance network, the immediate operational change is a shift from multi‑day wire transfers to near‑instant stablecoin settlement.