KAST launches Reserve to earn 6–12% on spendable USD

KAST launched KAST Reserve on August 20, 2026. The product is a stablecoin-powered dollar account that pays 6–12% rewards on USD balances while letting members spend and transfer funds worldwide. The initial rewards program is capped at $100 million; published rates will move to 4–8% from January 2027.

Membership tier determines the exact reward within the bands. KAST private members qualify for 12% on balances up to $200,000. The company says early adopters receive the highest yields under the initial program.

KAST funds the rewards from its own revenues and corporate balance sheet rather than routing customer funds into decentralized finance protocols. Customer balances in Reserve are held in stablecoins and treasury equivalents, and the company says those holdings are intended to limit exposure to broader market and DeFi risks.

Balances in Reserve remain liquid and are not locked. Members can spend, send or convert funds using KAST’s payment rails. KAST offers Reserve alongside other yield products, including a USD Prime Vault and a Gauntlet Alpha Vault aimed at more DeFi-native users.

KAST was founded in July 2024. The firm reports more than 500,000 users and says it operates in over 170 countries through partnerships with licensed banking institutions.

The company notes stablecoin supply at more than $260 billion as context for the product. KAST presents Reserve as designed for globally mobile and digitally paid customers who want higher returns on dollar balances without directly exposing those balances to market lending or trading protocols.

Raagulan Pathy, founder and CEO of KAST, described Reserve as: “Reserve provides KAST members a premium service with the best rewards, even beyond the stablecoin market. Our easy-to-use, simple user experience makes stablecoin-powered global dollar accounts, including these rewards, accessible for everyone, not just people accustomed to blockchain. Turning USD balances into actual wealth and spending power is a game changer for our users.”