Bitget: 52% of Retail Users Hold Equities, 51% Use AI

Bitget released its User Asset Allocation Report 2026, combining trading data from Q1 2026 on its platform with survey responses from more than 6,000 users worldwide. The report finds 52% of surveyed retail users hold equities alongside crypto, and 51% report using AI tools to support investment decisions.

Crypto remained the largest asset class among respondents: 86% held crypto assets. Trading volume was heavily weighted toward crypto in early January, then moved into a 60% to 80% share by March as participation in traditional markets increased. Trading in traditional assets, led by gold, rose from near zero to between 20% and 40% of total activity during the quarter, which the report identifies as the biggest quarterly increase for non-crypto assets on the platform.

The survey shows wider adoption of non-crypto instruments. Fifty-two percent of users hold equities alongside crypto. Thirty-five percent hold gold or other precious metals, making commodities the most common non-crypto category among respondents. Participants identified AI and precious metals or crude oil as the themes they most closely associate with investment opportunities in 2026.

The report includes breakdowns by user segment. Bitget reports an average annual return of 13% for users in 2025. About 6% of VIP users recorded annual gains in the 51% to 100% range. Among higher-value participants, 74% indicated plans to expand holdings across crypto, equities, and commodities in 2026 to manage risk more actively.

Regional results reflected local market factors and access issues. In East Asia, 60% of users cited avoiding currency conversion as a key reason for using USDT settlement, and 48% pointed to bypassing traditional account-opening requirements. In Southeast Asia, 46% identified access to leverage as a major reason for trading traditional assets on the platform. In Latin America, 78% said diversification and protection against inflation or currency depreciation motivated them to hold both crypto and traditional assets.

AI tools are part of current trading behavior on the platform. Fifty-one percent of surveyed users reported they use AI to support investment decisions. Bitget reports that its AI products-GetAgent, GetClaw, and Agent Hub-are used to interpret earnings releases, commodity price moves, macroeconomic developments, and on-chain signals across asset classes.

The survey also measures demand for a single-account trading model. Seventy-one percent of users identified USDT settlement as the most important feature, and 65% ranked the ability to switch quickly across crypto, equities, forex, and commodities within a single account as a top priority. Respondents described an ideal platform as providing global asset access, stablecoin settlement, centralized liquidity, transparent reserve verification, and AI-assisted decision tools within one system.

Bitget reports it serves more than 125 million users and offers access to tokenized assets, commodities, and other tradable instruments. The company notes partnerships with sports organizations and an education initiative in cooperation with UNICEF. The report includes a standard risk reminder that digital assets can be volatile and that past performance does not guarantee future results.

Gracy Chen, Bitget’s chief executive officer, commented: “Retail trading behavior is becoming more macro-aware. Users are moving capital across asset classes based on liquidity, volatility, and market access, and they increasingly expect one platform to support that efficiently. Stablecoin-based settlement is becoming a practical entry point for broader market participation.”