67M Americans Own Crypto as CLARITY Act Advances

The National Cryptocurrency Association said 67 million Americans now own cryptocurrency and highlighted the figure as lawmakers move a key regulatory bill toward a floor vote. On May 14, the Senate Banking Committee voted 15–9 to advance the Digital Asset Market Clarity Act of 2025, commonly called the CLARITY Act.

The NCA released its 2026 State of Crypto Holders Report based on a survey of 10,000 U.S. crypto holders. The report found the number of owners rose by about 12 million, equal to roughly one in four U.S. adults. State-level totals in the report show about 9.5 million holders in California, 5.94 million in Texas, 4.71 million in Florida and 4.66 million in New York. An interactive map accompanying the report indicates measurable numbers of holders in every state and congressional district.

The CLARITY Act would assign regulation of digital commodities to the Commodity Futures Trading Commission and leave tokens that resemble securities under the jurisdiction of the Securities and Exchange Commission. The House approved an earlier version of the measure 294–134 in July 2025.

The committee vote was bipartisan: all Republican members voted in favor, and Democratic Senators Ruben Gallego of Arizona and Angela Alsobrooks of Maryland joined them. The bill requires at least 60 votes on the Senate floor to overcome a filibuster.

Bill sponsors and industry backers have urged clearer rules for digital assets ahead of further market growth. Opponents have raised questions about the bill’s definitions and the allocation of oversight between regulators.

Stuart Alderoty, chief legal officer at Ripple and president of the NCA, wrote in a public post that the CLARITY Act is aimed at protecting consumers by providing clearer rules. “67 million Americans already hold crypto. The data is in. It’s time,” he wrote.

The NCA’s report highlighted the geographic spread of holders, noting concentrations in states that are important in national and House races. Report authors said the distribution gives the group reach into competitive House districts ahead of the 2026 midterm elections.

The report also referenced recent federal actions, including a presidential order to hold a Bitcoin reserve, and described how those moves may affect partisan alignments among crypto owners.

Final legislative language and enforcement details will depend on negotiations on the Senate floor. The outcome of the floor vote will determine whether the CLARITY Act can secure the 60 votes needed to advance and establish a revised federal framework for digital asset oversight.